Neighbors Credit Union

  • Home Equity Loan Manager

    Job Locations US-MO-St. Louis
    Posted Date 1 month ago(3/28/2018 12:02 PM)
    Job ID
    2018-1319
    # of Openings
    1
    Category
    Lending
  • Overview

    Are you a strategic thinker looking for a leadership position where you will manage the home equity function of a mid-sized financial institution? Are you an excellent communicator who thrives on coaching and developing your team?

     

    Who you are:

    Experienced in the real estate lending area of a credit union or other financial institution with knowledge of real estate compliance and mortgage underwriting/processing. You are a driven self-starter ready to lead our team of skilled home equity loan processors.

     

    Who we are:

    Neighbors Credit Union is a growing, not-for-profit, full-service financial institution that was established in 1928 in St. Louis. Here our employees have a simple purpose: to provide awesome member experiences. At Neighbors Credit Union, you will be part of a team that always puts people before profits.

     

    Our Mission:

    Providing awesome member experiences through innovative products, superior service, and trusted advice, while strengthening our community with financial education. We are dedicated to the success of our members and employees to ensure we are the financial institution of choice.

    Responsibilities

    • Manage the quality and quantity of loans with adherence to compliance requirements, departmental policy and procedures, and credit union goals.
    • Trains, supervises and evaluates department home equity staff.
    • Produce the HDMA report and direct it to the appropriate government agency. Produce additional monthly and quarterly reports.
    • Maintain detailed records on title policies and recorded liens to ensure that files meet regulatory and credit union quality and procedures.
    • Keep current on state and federal regulations and changes regarding real estate transactions.
    • Ensure compliance with ECOA, Regulation B, RESPA, HMDA, Regulation C, TILA, and Regulation Z.
    • Monitor real estate general ledger account for balancing and resolution.
    • Process member applications when necessary.

    Qualifications

    • High school diploma or the equivalent.
    • Minimum of five years of experience in the lending or member service area of a credit union or other financial institution preferred.
    • Mortgage processing/underwriting experience in a home equity or mortgage environment required.
    • Knowledge of principles of lending and collections, marketing, and operations.
    • Strategic thinking – identifies opportunities to achieve goals while anticipating impacts and consequences to the business; sees the “big picture”.
    • Effective at multi-tasking and making decisions.
    • Demonstrated analytical thinking, including analyzing complex information, identifying key issues, and drawing logical conclusions.
    • Basic computer skills and knowledge of standard software programs.
    • Ability to communicate well with subordinates, associates and members.
    • Courtesy, tact and diplomacy are essential elements of the job. This work involves personal contact with others inside and outside the organization.

     

    Rewards

    • This position is full-time and will be eligible for benefits including medical, dental, life insurance, disability insurance, flexible spending accounts, and a 401(k) plan with matching contributions.
    • Competitive base salary and an annual incentive plan.
    • Neighbors has excellent opportunities for career advancement and professional development.

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